Recalls, prices and rules for US car owners.
Whether you get a deposit back depends on the paper you signed and your state's dealer rules. What usually decides it, the states with specific rules, and the steps if the dealer will not pay.
When repossession can happen, the limits on repo agents, how to get your belongings or the car back, and what a deficiency balance is.
Every state has a lemon law for new cars, and the federal Magnuson-Moss Act fills gaps. The details that decide a case are repair counts, days out of service and deadlines.
Spot delivery lets you take a car home before the loan is final. When the dealer calls you back for a worse deal, you have choices, and the paperwork you signed decides most of them.
Most car sales are final the moment you sign. A few state laws, the FTC Buyers Guide and the contract itself decide what you can still do.
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