Recalls, prices and rules for US car owners.
Your lease contract already states what it costs to buy the car. Here is how to read that number, what gets added at the counter, and when a buyout makes sense against the car's market value.
How GAP coverage works, what it leaves out, why the dealer's version usually costs more, and how to claim a refund when you pay off the loan early.
When repossession can happen, the limits on repo agents, how to get your belongings or the car back, and what a deficiency balance is.
Credit score is the biggest single factor in the rate a lender offers. Here are the latest averages by tier and what a dealer can add on top.
A lower rate can save real money on a car loan. Stretching the term to cut the payment can wipe out those savings.
In-house financing gets people with poor credit into a car, at a price. How these loans are structured, what tracking devices can and cannot do, and what regulators have found.
Owing more than your car is worth is common in the first years of a long loan. The fix depends on whether you need to get out now or can wait.
Spot delivery lets you take a car home before the loan is final. When the dealer calls you back for a worse deal, you have choices, and the paperwork you signed decides most of them.
A lease payment has two parts, and both can be checked. Buying wins over time for most drivers, while leasing suits people who swap cars every few years.
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